Long Term Care

There’s a 50 percent chance that a typical American will need some type of long-term care after age 65. It may be even sooner, if you have a serious accident. The cost of long-term care can quickly deplete your savings. In California, the cost of Nursing Home care can exceed $5,000 a month. The good news is that 82% of all care takes place in “Your Home” or an assisted living community. LTC insurance provides financial resources to protect your assets and those that you love. You have access to quality care options, and allows you to continue to have dinner with your spouse as husband and wife, rather than patient and caregiver.

Even those younger than 65 should consider long-term care insurance. The cost is much more reasonable and you may want to pay it off before retirement. The reality is that 40 percent of patients receiving long-term care are under age 65.

While long-term care insurance is right for many people, we can help you evaluate your needs and, if it makes sense for you to invest in long-term care insurance, we can help you find the right policy for you.

We partner with the leading Long Term Agencies in North San Diego County. Sheri Strange Insurance Agency, Inc, can assist you in determining which carrier and plan meets you or your company’s needs. With over 20 years of experience exclusively in Long Term Care, Sheri is here to help you. Go to www.SheriStrange.com for more information. Tell her you saw this here and receive a discount.